This page is a placeholder pending legal review. It is not in force yet and should not be relied on. Details in [square brackets] are still to be confirmed.
Legal
Licensing and regulatory disclosures
Who we are, who moves your money in each market and how they are regulated.
Effective from [Effective date]Last updated [Last updated date]
Who we are
Shefa is a trading name of [Company legal name], registered in [Country of registration] with company number [Company number]. Registered address: [Registered address].
Shefa’s own status
[Whether Shefa itself holds a licence or registration, or acts as an agent or distributor of a licensed partner, with the regulator and Licence/registration number].
Our licensed partners
Payment services are provided by Payaza and its licensed partners in each market where Shefa operates:
United Kingdom
- Licensed entity
- [Partner legal name]
- Regulator
- [Regulator]
- Licence or registration
- [Licence/registration number]
United States
- Licensed entity
- [Partner legal name]
- Regulator
- [Regulator]
- Licence or registration
- [Licence/registration number]
Canada
- Licensed entity
- [Partner legal name]
- Regulator
- [Regulator]
- Licence or registration
- [Licence/registration number]
Nigeria
- Licensed entity
- [Partner legal name]
- Regulator
- [Regulator]
- Licence or registration
- [Licence/registration number]
Ghana
- Licensed entity
- [Partner legal name]
- Regulator
- [Regulator]
- Licence or registration
- [Licence/registration number]
Côte d’Ivoire
- Licensed entity
- [Partner legal name]
- Regulator
- [Regulator]
- Licence or registration
- [Licence/registration number]
Kenya
- Licensed entity
- [Partner legal name]
- Regulator
- [Regulator]
- Licence or registration
- [Licence/registration number]
How your money is protected
[How customer money is safeguarded, by whom, and which protection schemes do and do not apply].
More information
Our Terms of use explain how transfers work, and our complaints page explains what to do if something goes wrong.